MasterCard and Offer Payment Solution Take-A-Payment

take a payment

MasterCard and have teamed up to create a solution both companies say will make it easier and faster for businesses to get paid online. The option is called Take-A-Payment and is now being offered as part of’s website design and hosting services. But it is built with MasterCard’s less than a year old Simplify Commerce development tools.

In a phone interview with Small Business Trends, Debbi Lechner, Vice President of Ecommerce Product Marketing at explained:

“A lot of small businesses count themselves out of the ecommerce solution. It’s very simple. It’s an opportunity for small businesses to get involved.” offers a range of options from build-it-yourself Web design tools to design services, hosting, domain names etc., Lechner said.

For a cost of $9.95 per month, users can add Take-a-Payment to their websites. It allows customers to pay invoices, service fees and other payments using a credit card. Website owners are then charged 2.85 percent for each payment plus a fee of 30 cents per transaction.

Use Simplify Commerce on Your Own Website

You don’t need to be a customer to use MasterCard’s new Simplify Commerce service. If you’re building your own website or have contracted with a developer, you can incorporate the new MasterCard solution into that project, too.

Another unique feature is that Simplify Commerce lets you take payment from a variety of credit cards rather than just from MasterCard.

There are other payment options like PayPal and Square that offer an opportunity to accept a variety of credit cards. But this is the first one we can recall run by a major credit card company that lets you accept payments through a competitor’s card.

In another call with Small Business Trends, Debbie Barta, Simplify Commerce Product Lead at MasterCard Labs explained:

“Merchants are looking for a simple one-stop shop online payment. We make it very simple for merchants to get up and running.”

You can setup a Simplify Commerce account directly from the MasterCard site for free. However, you’ll probably need a basic understanding of programming or the skills of a developer to make it work for you.



Shawn Hessinger - Editor

Shawn Hessinger Shawn Hessinger is the Editor for Small Business Trends. He is a journalist and social media networker with more than a decade of experience in the traditional newspaper business before moving to the digital world. He was the former community manager of BizSugar and the former community editor at AllAnalytics, a site dedicated to professionals in the business intelligence and analytics community.

8 Reactions

  1. Shawn,

    This looks like a good idea.

    I wonder if will offer Take-A-Payment as a stand-alone solution to those of with web hosting already?

    Franchise King®

  2. It’s a neat service. But I don’t get the idea of paying a set amount per month and then having charged for each transaction. It is either one or the other. You can launch the service for free and take some percentage of each transaction or ask for a monthly fee without taking anything from each transaction. That is just too much.

  3. This is indeed a great service for businesses, small or large alike. Businesses can give customers a wider options to pay for their services.

  4. More solutions to getting paid online via a website besides PayPal and Square. This gives users more choices to select the best option.

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