Tom Gazaway is the founder and President of Hawkeye Management. His company provides small business loans and working capital solutions for both start-up and established business owners throughout the United States. Tom is widely known as the country's foremost expert in unsecured lending solutions for small business owners. Hawkeye also provides the business credit fulfillment solutions for over 300 small business loan brokers throughout the country.
Tom is affectionately known as the "credit geek" for his knowledge and insightful understanding of FICO® scores and the FICO® credit scoring system. He is a frequent guest with a variety of groups throughout the country on the topics of personal credit, business credit, unsecured lending solutions, debt capital solutions, and business lines of credit. Tom holds FICO® Pro and XCO certifications from AllRegs Academy and Xinnix Mortgage Academy. He has also been trained by the nation's premier credit expert, John Ulzheimer, and was certified by John as a Certified Credit Expert Witness. Tom has extensive training & experience in integrating loans and lines of credit into various debt management, cash-flow, and credit preservation strategies.
Tom and his team at Hawkeye created a unique system that is available nationwide for new and established businesses as well as home-based companies. Based on detailed analytics obtained from several thousand application with all the top unsecured lenders in the country, their system allows small business owners to systematically and strategically acquire unsecured, low-cost capital for either the start-up and/or growth phase of their businesses.
Tom grew up in Marshalltown, Iowa and received his B.A. degree in Economics & Finance from Westmont College in Santa Barbara, CA. Currently, Tom lives in Blackwood, New Jersey with his wife Melanie and their three son's Aiden, Zander and Micah.
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