
The economy is at last starting to show signs of recovery. Consumer confidence surged in November to its highest level since July, an indication that Americans may be more willing to spend. Holiday shopping figures for Black Friday and Cyber Monday were robust. The government jobs report on…

When is big small? Big banks are shrinking in the small business lending space, while regional and local banks and non-bank lenders continue to approve a much higher percentage of loan requests.
Our most recent analysis of 1,000 loan applications found that approval rates of small business…

Think your income doesn’t cover your expenses the way it used to? It could be worse, you could be self-employed.
Recently, the Census Bureau released a report which showed that the income of the typical American household fell 6.4 percent in inflation adjusted terms since 2007, the last…

In a piece entitled, “What May be the Most Commonly Misunderstood Fact About the Job Market,” Jared Bernstein challenged a claim made on the Diane Rehm show by Brad Close, NFIB Vice President for Public Policy. Mr Close said that most Americans are employed in small businesses.
Mr. Bernstein…

Did the recession ever really end? Technically, we are in a recovery, but there is little growth in the economy, employment and wages are stagnant, home prices and consumer confidence both continue to drop, and retail sales are down. The immediate future doesn’t look bright. However, the…

Hard economic times force even the savviest business owner to reconsider whether he or she is in the right field. When unemployment reaches record levels, people aren’t buying luxury items. Or real estate. Or organic foods. So what do you do when the business you’ve been developing…

The dramatic challenges facing the U.S. economy have had an equally dramatic impact on the market of businesses for sale over the past few years.
Despite the steady growth of the number of businesses sold over the last few quarters, the number sold each quarter is still down roughly 40 percent…

There was a time when all you had to do was have a quality product or service and some good marketing. You put together a marketing budget and plan, and then you executed. The companies with the deep pockets and compelling messages seemed to take the lion’s share of the market.
That was then. We…

Micro businesses – companies with fewer than ten employees – account for a fraction of exports in most Organization of Economic Development and Cooperation (OECD) countries, according to data released recently by the organization. As the figure below shows, in none of the OECD countries (where…