Finance

Merchant Versus Customer: Both Sides of a Chargeback

By David Wallace - May 12, 2013 - 1 Comment

If you are a business owner that accepts credit cards for payment, you may be already familiar with the frustrations of the dreaded chargeback process. This is when a customer contacts their credit card company to dispute a charge or have a charge reversed. But have you ever stopped to look at them … Read More

What NOT to Spend On In Your Startup

By Anita Campbell - May 8, 2013 - 7 Comments

Sponsored Post Most articles are great at listing all the things you can spend your limited startup funds on. But through experience, we've learned some lessons about wasting money and how to avoid the nonessential aspects of a startup. Here is my list of things NOT to spend … Read More

How to Gauge Your Crowdfunding Potential

By Megan Totka - May 1, 2013 - Leave a Comment

Crowdfunding is one of the hottest new strategies for small business owners and entrepreneurs to raise capital for their startups, expansion projects or new ideas. This investing style first saw widespread use in 2012, mostly through online platforms like Kickstarter and GoFundMe, and it’s … Read More

Bitcoin Exchanges Represent Considerable Risk

By Joshua Sophy - Apr 29, 2013 - 7 Comments

Bitcoin exchanges convert the popular digital currency into national currencies based on fluctuating rates. But the exchanges pose potential risk to users, a study finds. A recent paper by researchers at Southern Methodist and Carnegie Mellon universities (PDF) says that 45 percent of the … Read More

Invoice Factoring Growth Up to the 21st Century

By Pratik Dholakiya - Apr 24, 2013 - 4 Comments

The history of invoice factoring goes way back to the times of King Hammurabi of Mesopotamia, over 4000 years ago. It has been playing an active role in business finance since then. From medieval businessmen to English colonists -- and from garment textile industries to transportation … Read More

How Venture Capital Deals Have Changed Since the Great Recession

By Scott Shane - Mar 18, 2013 - 8 Comments

Here’s a bit of bad news for entrepreneurs seeking to finance high potential startups. Venture capitalists are doing fewer deals and investing less money than they did before the financial crisis and the Great Recession. According to data from Price Waterhouse Coopers and the National Venture … Read More

10 Ways You Can Cut Business Costs Today

By Shawn Hessinger - Mar 1, 2013 - 10 Comments

Small businesses are seeking ways to tighten their belts and cut business costs without sacrificing growth. As a small business owner, you can cut costs simply by reducing incidental spending. For example, some businesses are buying less paper, staplers, snacks and coffee machines to tighten … Read More

Senior Entrepreneurs: Options for Financing Your New Business

By US Small Business Ad… - Jan 14, 2013 - 4 Comments

Over 50 and thinking of starting a business? You’re in good company. Approximately 7.4 million Americans over the age of 50 work for themselves. And according to the AARP, one in six baby boomers working for someone else hopes to be self-employed in the future. Senior entrepreneurs have many … Read More

Why Companies Offer Trade Credit

By Scott Shane - Jan 14, 2013 - 2 Comments

Trade credit, or financing provided by the seller of a product, is an common way that small companies borrow, with research showing that 60 percent of small companies make use of it. Typically, companies receive trade credit by declining a seller's discount for faster payment. By taking more time … Read More

2012: A Good Year for Small Business Finance

By Rohit Arora - Jan 2, 2013 - 3 Comments

Small business lending improved during the past 12 months, which is good news for entrepreneurs and the economy overall. Startups and growing companies create the lion's share of the new jobs in the private sector, and growth of small firms help make the economy stronger. Several trends emerged in … Read More

Financial Management Trends And Tactics

By Denise O'Berry - Dec 20, 2012 - 10 Comments

Is it really time to turn the corner on a new year again? Things move so quickly these days, it’s easy to get overwhelmed, even if you’re sitting still. But we know that small business owners like you don’t sit still - can’t sit still - or your business will die. The good news is there … Read More

The Fantasy Football Approach To Understanding Your Financial Results

By Steve Wilkinghoff - Nov 8, 2012 - 2 Comments

Imagine walking into a football stadium just after all the fans have left and the players have gone to the locker room. You see streamers, signs, and various discarded items lying around. You look up at the scoreboard and see that your favorite team lost. The score was 28 – 24. You Are … Read More