Dell Announces Financing Promotions for SMBs

Round Rock, Texas (PRESS RELEASE – February 15, 2011) – Dell Financial Services (DFS), the lending and financing division of Dell, announced aggressive financing offers for U.S. based small, medium and large businesses and public organizations, to help customers preserve capital, maximize IT investments and drive innovation.

According to a new IDC whitepaper commissioned by Dell, many businesses looking to drive innovation, often with constrained budgets, are finding that leasing technology offers strategic, operational and financial benefits when compared to outright ownership. Specifically, IDC found that leasing and returning x86 servers and related network storage arrays every three years is up to 25 percent less expensive than buying, installing and operating the same equipment for six years. Once an x86 server reaches year four, the IT support requirements can increase substantially, raising operating expenses – even without applying any value to the increased downtime associated with older systems.

Responding to customer needs, Dell offers outstanding financing options including:

  • Zero percent financing2 to small and medium business customers and deferred payments, rotation leasing and low rate financing for large enterprises and public entities on all EqualLogic and KACE solutions.
  • The full circle lease is providing U.S. small & medium sized businesses with easy-to-understand terms, no hidden fees or surprise final purchase amounts, coupled with competitive pricing and servicing to acquire Dell Laptops and Desktops.
  • Dell Business Credit (revolving credit) offers U.S. Small & Medium sized businesses with special financing promotions featuring low fixed rates, no minimum purchase size requirements, and no annual fees.

With ownership lease terms from 12-48 months, customers can get the technology they need today and benefit from fixed regular payments with rates as low as zero percent.


“Business leaders are continuing to challenge their IT departments to enable innovation within their organizations while reducing total operating costs. To achieve this, IT professionals will need to shift their IT acquisition model from “buy once, fix forever” to an “acquire, run and renew” approach,” said Joseph Pucciarelli, IDC program director, technology financing and executive strategies.

“Our commercial lending originations have grown more than 20 percent year-over-year without seeing an increase in defaults. We are very encouraged by this trend and believe the market will continue to strengthen, allowing us to further support growing businesses with extremely competitive financial solutions,” said Don Berman, president, Dell Financial Services.

About Dell

Dell (NASDAQ: DELL) listens to its customers and uses that insight to make technology simpler and create innovative solutions that deliver reliable, long-term value.


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