Anita Campbell - CEO

Anita Campbell Anita Campbell is the Founder and Publisher of Small Business Trends and has been following trends in small businesses since 2003. She is the owner of BizSugar, a social media site for small businesses, and also serves as CEO of

8 Reactions

  1. Ivan Widjaya


    It’s a strong trend, indeed. I even got to a point that I question the credibility of local businesses I visited that are not accepting credit cards as a payment method. To me, accepting credit card payment equals trust.

    • Ivan,

      I agree that accepting credit card payment equals trust and this gives consumers the convenience of making purchases especially for big ticket items instead of carrying thick wads of cash.

      Local businesses without credit card points-of-sales to accept card transactions will lose out more customers in the end.

  2. I prefer using a debit card as I like to know the money I’m spending is mine. Saying that though, I can see why there’s an increase in the preferred use of credit cards and why every small business should have it as a payment option.

  3. Aira Bongco

    Hmm this could mean that more and more people are spending money that they don’t have which can be quite alarming if you’re going to view it with a financial point of view. I’m with ebele here. I’d rather use a debit card or just pay with cash.

    • Aira: Yes, I suspect it would indeed encourage more credit card spending, but I can imagine the argument for that would be freedom of choice on the part of the consumer and more cash flow for small businesses.

  4. Martin Lindeskog

    I understand if some small business owners don’t take credit card payments due to the charges with fees and other related costs with having a card terminal, etc. But with smart mobile payment solutions, e.g., Cube, Square, iZettle, it will be easier for the vendors and not a such high entry investment as in the past.

    As a personal side-note: I look forward to the day when I visit America again and give 1 American silver dollar (1 troy ounce) as a tip for a great service at a restaurant, coffee shop, etc.

    “silver is the money of gentlemen” – Norm Franz.

  5. It really confuses me when I see small businesses that only accept cash. I understand there are fees and issues that come with accepting credit/debit but considering how much more convenient plastic is – it’s definitely something all should consider.

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