30 PayPal Alternatives Ideal for Small Business

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PayPal is a great solution for businesses  looking to accept payment, send invoices and manage finances online. But it’s far from the only option. For businesses that are looking for a PayPal replacement or just some other options to add more flexibility, here are 30 PayPal alternatives for small businesses.

PayPal Alternatives

Google Wallet

30 PayPal Alternatives Ideal for Small Business - Google Wallet

Google Wallet is an app and web platform that allows users to send and receive money using their email address and phone number. You can connect the service directly to your bank account and also use it to track your expenses and payments over time.


Stripe is a software platform that allows you to accept credit card payments online. But the tools are also flexible so you can set them up to accept subscription payments or make it fit with the specific needs of your business.


Venmo has become a popular platform for individuals looking to send money and share expenses. But it can also have business applications for those who want to make it easier for customers on mobile devices and social media apps to make purchases using Venmo.

Amazon Payments

Amazon Payments gives online merchants a way to accept payments through Amazon’s online platform. So for customers who have payment information saved on their Amazon account, they can really easily just login and use that same payment method in other stores that use the platform.


Square is already well known for providing a POS system for businesses that accept credit card payments in person. But the company also offers tools for ecommerce and appointment based businesses. Processing fees start at 2.75 percent per transaction.


Payline provides a few different options for payment processing, including those for mobile, online and in-store purchases. Fees start at 20 cents per transaction plus 5 percent overall.


30 PayPal Alternatives Ideal for Small Business - Payza

Payza is a payment platform that works with credit cards, bank accounts, Bitcoin and more. The platform supports ecommerce businesses and even offers a Payza card to make purchasing even easier for customers. Accounts and sending money are free. And there are minimal transaction and Bitcoin processing fees.


Skrill is a digital payment platform that can help online merchants, app developers and game creators accept payments.


WePay is an integrated payment platform that can help you accept payments from customers, send invoices and even manage things like marketing automation.


Authorize.net provides payment processing tools for businesses that accept payments in stores, online or on site. Pricing starts at 2.9 percent plus 30 cents per transaction.


QuickBooks from Intuit provides a platform for businesses to send invoices and accept payments from anywhere. Fees start at 25 cents per transaction plus 2.4 percent.

Shopify Payments

Shopify Payments lets you accept payments online if you run a Shopify ecommerce store. But the company also offers a POS system for businesses that need to accept payments in person as well.


30 PayPal Alternatives Ideal for Small Business - ProPay

ProPay offers payment solutions for everyone from small businesses to enterprises. The company supports credit card payments, bank transfers, mobile payments and more.


Worldpay offers a global payment platform that lets you accept payments online and in person. The company works with all different forms of currency and also offers data and optimization tools.


Charge.com is a credit card processing platform that comes with no setup fees or contracts and lets you accept payments online and in stores.


2Checkout is an online payment processing platform that offers a mobile friendly hosted checkout with advanced security and global reach. Pricing starts at 2.9 percent and 30 cents per transaction.


Popmoney allows you to send, request and receive money online or on your mobile device. For businesses, the tool would be most useful for those who work closely with specific clients. The service has straightforward pricing at 95 cents per transaction.


Paymate’s merchant service allows businesses to accept credit card payments online, in person and over the phone. The service supports multiple currencies and also features support and dispute resolution services.


30 PayPal Alternatives Ideal for Small Business - Payoneer

Payoneer specializes in international money transfers. You can use it to bill customers, facilitate bank transfers and manage accounts.


Dwolla is a developer friendly API that allows you to build applications to facilitate bank transfers and manage purchases and customers. You can use Dwolla’s interface to quickly facilitate transfers or integrate the API into your own interface.


Braintree is actually a PayPal service. But it provides a platform for businesses to accept, process and split payments. There are several solutions available for different types of businesses, including marketplace and direct services.


Paysera offers cheap money transfers and a platform for accepting online and mobile payments. Registration is free and merchants just pay fees for services like checkout and e-banking.


PayLane is an online payment processing solution specifically for SaaS and ecommerce businesses. It allows businesses to accept payments in many different formats and currencies.


Wirecard offers end-to-end payment solutions for merchants and other types of businesses. Products include payment processing, mobile payment solutions, risk management and more.


30 PayPal Alternatives Ideal for Small Business - BlueSnap

BlueSnap offers payment processing for online stores and web and mobile development. The platform allows customers to pay with credit cards, bank transfers or online accounts like PayPal.

Merchant Inc

Merchant Inc offers credit card processing solutions for businesses that accept payments online, in person or over the phone. The company charges 1.99 percent plus 25 cents per transaction.


Selz allows businesses to process payments from online stores or social media platforms. You can actually use Selz to create your online storefront or offer products for sale on social media. Then you can process payments through Selz Pay or use other payment platforms that Selz is compatible with, including PayPal.


Viewpost is a solution that allows you to send invoices, securely accept payments and manage cash flow. Businesses can accept electronic payments for free. And the business charges small fees for sending payments and other actions.


Fastspring is a digital commerce platform for software and SaaS businesses. The platform allows you to enable payments online or in apps. The company offers a pay-as-you-go as well as business plans that come with flat monthly fees starting at $199 per month.


Avangate is another payment solution that focuses on software developers. Pricing depends on your plan and the specific needs of your business.

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Annie Pilon Annie Pilon is a Senior Staff Writer for Small Business Trends, covering entrepreneur profiles, interviews, feature stories, community news and in-depth, expert-based guides. When she’s not writing she can be found exploring all that her home state of Michigan has to offer.

29 Reactions
  1. I am wondering if all these PayPal alternatives also integrates with the online sellers. PayPal is popular because it is widely used.

  2. This is a totally awesome list of alternatives to PayPal and many of them are very good. I have not yet found one with all of the features PayPal has but maybe very soon. I’d also like to find one that allows quick and easy immediate bank transfers to and from your bank to get your money instantly. I hope to see many more alternatives open their doors.

    One I am totally loving on this list is Sezzle because it allows customers to make payments on their purchases which leads to more sales and technically more revenue. Sezzle is for sure worth a try.

  3. Thanks Annie, for the Payoneer suggestion. I also notice that Payoneer is offering a free MasterCard (ATM Card) which is awesome. However, Price is high than Paypal & other alternatives.

    Thanks Again!

    • I have tried Payoneer. The card can also act as a debit card for your purchases which is great.

      • Yeah, of course.
        Another best part of applying for Payoneer is that it does allow you to get a sign-up bonus which I had received using the site available on Google.
        In case, the link is in URL.

  4. I use only paypal for all kinda transactions online. google pay is a good alternative.

  5. Paypal payment commision is reasonable comparing with competitors but the conversion rate of 2.5 % in addition to the commision of around 3% is too heavy for small businesses. I hope some companies will come soon with better rates.

  6. I also recommend G2A PAY. They have the most varied choice of online alternatives covering all the regions of the world.

  7. PayPal is the most convenient and widespread solution. I tried to work with Skril and WePay, but understood then that I just complicate my life.. Besides that, most aggregators demand huge fees, that is not always affordable.
    And I want to add, tht there is a new solution today – get payments in bitcoins) But you must be sure that your customers have it..

  8. A good list of Paypal alternatives but most of my foreign client prefer Paypal as its more trusted. It has high commission rate but since its more popular, i still use it for my transactions.

  9. Nice information about paypal peyments

  10. I recommend Paypal as commissions are much higher on other payment gateways.

  11. Thank you for this extremely brilliant blog! We really appreciate your blog post. There are actually a multitude of techniques we could put in to make really a good use of information without much efforts and financial resources.

  12. We really appreciate your blog post. There are actually a multitude of techniques. We can put it to really good use by using no effort on time and financial resources. Thank you so much!

  13. Informative post.
    Thanks for sharing.

  14. Thanks for sharing. good

  15. Thanks for sharing. good post

  16. That’s a best list of Paypal alternatives, but mostly people prefer Paypal because of it’s trustworthiness and brand value. So I prefer Paypal as my first priority.

  17. Nice article. I hope your blog guide would be helpful for me. It’s great to know about many things from your website blog.

  18. It was a very good post indeed. I thoroughly enjoyed reading it in my lunch time. Will surely come and visit this blog more often. Thanks for sharing.

  19. I feel PayPal comparatively Perfect for small businesses. It helping a lot of us. thanks for your post it helped a lot to know different payment channels

  20. Melissa Knight

    I just experienced PayPal holding payments for my account for 21 days due to I sell ‘at risk’ products. It’s a women’s apparel boutique and the majority of my customers pay their invoice online and pick up from me directly. There is no tracking to provide them to verify they received their package. They are holding payments until they verify the customer was satisfied or until 21 days pass. OR at least that is what I summarized all 4 different customer service representatives information. Small businesses need access to their payments immediately but they are not interested in their business client’s needs. It makes absolutely no sense. I wanted to share my experience for those of you who may be considering PayPal for a small business.

    I am looking for a an to invoice and accept online payments other than PayPal for a small business.

  21. Interesting alternative payment methods! Thanks for taking your time and share it with us.

  22. Thank you for sharing this much information. Don’t know this many varieties available out there. Even Google and Amazon have their respective payment platforms. These kinds of informational blogs are much needed nowadays.

  23. Paypal is trusted globally but its charges are very high plus the conversion rate from USD to INR is low than the market rate. I am thinking to switch to stripe. Thanks for listing all paypal alternative.

  24. It’s very good payment method for startup business. Good info!

  25. It’s one of the easiest payment methods. Very helpful!

  26. Nice Articles its helps to find best alternative of paypal, Thanks for listing….